Covered California & Medi-Cal
Covered California and the Department of Health Care Services (DHCS) have joined together to make sure that you and your family have a ready path to coverage — whether through Medi-Cal or a plan offered through Covered California.
Open enrollment for Covered California is now available through January 31, 2021. You can buy a plan, renew or change your current plan, or enroll in Medi-Cal during this period.
You can visit the Covered California website to determine your eligibility for financial assistance and shop for coverage that fits your needs for the upcoming year here. Covered California is asking that if you need assistance with shopping or selecting a plan, please call at (800) 300-1506.
In addition, when signing up through CoveredCA.com you may find out that you are eligible for no-cost or low-cost coverage through Medi-Cal. Eligibility for Medi-Cal and CHIP depends on monthly income (unlike Covered California, which looks at annual income). If you have recently lost your job and have no current income, you may be eligible for Medi-Cal coverage effective immediately.
Though the enrollment period extends until late January, Covered California recommends getting insurance before Dec. 15. This way, coverage begins on Jan. 1, 2021, which allows you to take also full advantage of your annual medical deductible which works on a calendar year.
Medicare has temporarily expanded its coverage of telehealth services to respond to the COVID-19 pandemic.You can check-in for common office visits, mental health counseling and preventive health screenings via telehealth without a copayment if you have Original Medicare.
Additionally, if your doctor determines that you should not leave home because of a medical condition or due to suspected or confirmed COVID-19, and you need a skilled service like an infusion or an injection, you may be considered homebound and qualify for the Medicare Home Health Benefit.
You can find a full description of how Medicare is expanding coverage here.