SBA Economic Injury Disaster Loans

As the COVID-19 outbreak continues to impact our community, Congress has approved additional funding to get emergency loans in the hands of small businesses and the families they support. As a result, businesses in District 6 and throughout the Country are now eligible to apply for Disaster Loan Assistance through the Small Business Administration (SBA).

If your business has been financially impacted by COVID-19 you are eligible for the services provided by the Small Business Administration. There is no obligation to take the loan after you apply. Any struggling business that has been negatively impacted by this pandemic should apply for this assistance.

You may contact the SBA Customer Service Center at (800) 659-2955 or for more information on available assistance. Hearing impaired individuals can call (800) 877-8339.

To fill out your application, click the link below:


La agencia federal Small Business Adnimistration (SBA) ofrece préstamos de emergencia a bajo interés a empresas de todos los tamaños, organizaciones privadas sin fines de lucro, propietarios e inquilinos. Mas información para programas de Disaster Loan Assistance (Asistencia de Préstamos por Desastre) está disponible en línea. Descargue aplicaciones de asistencia en:

Comuníquese con el Centro de Servicio al Cliente de la SBA al (800) 659-2955 o para obtener más información sobre asistencia disponible. Personas con problemas de audición pueden llamar al (800) 877-8339.


Frequently Asked Questions

Question: Congress passed disaster loans for small businesses. What happens now?

Answer: SBA is working directly with Governors to provide targeted, low-interest loans to small businesses and private nonprofit organizations that have been severely impacted by the Coronavirus (COVID-19) outbreak.

My state received approval, but it wasn’t state-wide. Will SBA allow more counties to be approved?

Answer: In some instances, state-wide declarations are not being made. Instead, they are on a county basis. If your state is experiencing new cases in undeclared counties after an SBA approval, Governors can amend their approved declaration by working with SBA on the county-specific findings.

My state received approval so where do small businesses apply?

Answer: Small businesses in eligible areas may apply for an EIDL online at: or they can also reach out to their local SBA District Offices.

If small businesses need help with their applications, are there any other resources available to help them fill out the applications?

Answer: SBA has also coordinated with the Resource Partners, including Small Business Development Centers, (SBDCs) who can assist with the application process. The list of SBDCs is available online at:

How do I know if a small business is eligible?

Answer: SBA’s Office of Disaster Assistance works with state emergency management divisions to certify certain areas as an “eligible area.”

The list of eligible areas is also available online at: or

The list is updated periodically and on the same day a new declaration is approved.

Your state may not have been approved yet but a county in your state may have been approved as a contiguous county on a neighboring state’s approval, which allows small employers in those counties to apply for loans.

Please check often to see if your area has been added even if your state has not been formally approved.

What is an Economic Injury Disaster Loan?

Answer: The SBA’s Economic Injury Disaster Loan (EIDL) program provides small businesses with working capital loans of up to $2 million to help overcome the temporary loss of revenue.

The loans may be used to pay fixed debts, payroll, accounts payable, or other bills that can’t be paid because of the COVID-19 outbreak.

The interest rate is 3.75 percent for small businesses without credit available elsewhere, and businesses with credit available elsewhere are not eligible to apply for assistance.

The maximum term is 30 years.

A small business is defined by the SBA’s Size Standards in accordance with the Native American Industry Classification System (NAICS) codes and SBA’s Size Standards Tool can be utilized.

What’s the timeline like?

Answer: Once a borrower submits an application, approval timelines depend on volume. Typical timeline for approval is 2-3 weeks and disbursement can take up to 5 days. Borrowers are assigned individual loan officers for servicing of the loan.

Where can I find more information?

Answer: For additional information, borrowers should contact the SBA Disaster Assistance customer service center by calling 1-800-659-2955 or emailing .

They can also visit for more information.

Additional Information


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